Lump sum or monthly payment

June 11th, 2009 | Posted in Retirement

Question: I’m 57 and have a defined pension plan at work. At age 62, I can retire with a lump payment of just over $831,000 or I can get a monthly annuity payment of almost $5,400 for the rest of my life. What should I consider in choosing between these two options? –Bob Rozak, Germantown, Maryland

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2010-07-29 16:03